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In most cases decisions are taken by computers programmed to exclude certain borrowers.

Prodded by the federal government, fueled by ever-intensifying competition for precious tax dollars, dozens of states throughout the country are imposing new limitations on the debit cards now used virtually everywhere to distribute public financial assistance to presumably needy recipients."And what are its corporate and ethical responsibilities to its users when it learns that its platform is being abused in this way? As with many complaints against tech platforms, Section 230 of the 1996 Communications Decency Act is at play in the Grindr case.It's a unique legal protection that gives a broad layer of immunity to online companies from being held liable for user-generated content.Lenders create a secret formula based on the type of customer they want.The applicants’ details, including credit scores obtained from referencing agencies such as Experian, Equifax and Call Credit, are fed into the formula to produce a “yes” or “no”.

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